2026-04-28 · Google

We’re donating Agent Payments Protocol to the FIDO Alliance to support the future of secure, agentic payments.

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We’re donating Agent Payments Protocol to the FIDO Alliance to support the future of secure, agentic payments.

Source: Google Date: 2026-04-28 URL: https://blog.google/products-and-platforms/platforms/google-pay/agent-payments-protocol-fido-alliance/

Summary

Google donated AP2 to the FIDO Alliance alongside AP2 v0.2.0 shipping “Human Not Present” payment flows. Mastercard simultaneously donated “Verifiable Intent” standard. Agent payment governance moves to neutral ground — FIDO (passkeys, WebAuthn) now stewards the agent commerce rail.

Implications

  • No single vendor controls agent payment infrastructure
  • FIDO’s existing relationships with card networks, device manufacturers, and identity providers become AP2’s constituency
  • “Human Not Present” flows mean agents can execute pre-authorized transactions autonomously
  • Two parallel governance structures now exist: FIDO (AP2 + Verifiable Intent) and card network incumbents (Visa ICC)

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